请各位高手看看我这翻译有什么问题。有的话请指出一下。谢谢！

Question

摘要随着我国市场经济的不断发展，股市和房地产市场经济发展的巨大进步给我国国家经济的发展及人民生活水平的提高带来了巨大的经济效益和社会效益，但是其中存在的泡沫隐患也极大引起了银行监督部门的关注。通过对商业银行信贷资金运用过程中存在的风险进行分析和研究，并提出相应的风险防范策略，对于促进西部商业银行信贷资金运用效益的提高必然能够起到良好的帮助作用。
关键词：商业银行；信贷资金；运用效益；风险应对

Westerncommercial bankscredit-benefit studyoftheuse of funds
Abstract
Withthecontinuous developmentofChina'smarket economy,thegreat progressoftheeconomic developmentofthestock market andreal estate markettothedevelopmentofour nationaleconomyandtheimprovementofpeople's living standardsbroughtenormouseconomic and social benefits,butalso extremelyfoamhiddentherethebigcauseofconcernofthebankingsupervision department.Existincommercialbankcredit funds inthe process of applyingriskanalysisand research,and topropose appropriaterisk preventionstrategytopromotewestern commercialbankcreditimproving efficiencyoftheuse of fundsmustbe able toplay agoodroleinhelp.
Key Words:Commercial bank；Credit funds；Use ofeffective；Risk response

Answer 1

With the continuous development of market economy in our country, the economic development of the stock market and real estate market huge progress for China's national economic development and the improvement of people's living standards have brought huge economic benefits and social benefits, but the bubble risk also caught the attention of the bank supervision department. Based on existing in the process of capital operation of commercial bank credit risk carries on the analysis and research, and proposes the corresponding risk prevention strategies, to promote the western commercial bank credit fund use benefit increase inevitably can play a good help.
正确翻译！

望采纳！

Answer 2

Abstractwith the development of China's marketeconomy,bringthe enormous economic benefits andsocial benefits ofgreat progress ofeconomic development ofthe stock market and real estatemarkettothe development of national economyandthe improvement of people's living standard,but thebubbleproblemsalso greatlyby the banksupervisiondepartments concerned.Through the analysis andstudy ofexistingprocessusing thecommercialbank credit fundsofrisk,and puts forward thecorresponding risk prevention strategies,to promoting westerncommercial bank creditfunds useefficiencywill be able tohelpa good.
Keywords:Commercial Bank;credit funds;useefficiency;risk response
这是正确翻译，，望采纳哈