微信实名认证跳过银行卡验证需要在实名认证填写身份信息后选择暂不绑卡，按照提示操作即可完成认证。具体内容如下：
1、打开微信，进入支付页面。
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2、点击右上角【···】进入支付管理。
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3、点击【实名认证】进入下一步。
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4、点击【立即认证】
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5、这时候需要您同意服务协议及隐私政策才可以进入下一步，点击【同意】。
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6、填写相应的身份信息点击【下一步】
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7、这时候要求您进行绑卡操作，点击【暂不绑卡】就绕过了添加银行卡这一步了。
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8、设置支付密码要求输入两次后，提示实名认证成功，点击【完成】即可完成实名认证。
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注意事项：
1、实名认证成功后就可以进行相关的支付操作了，如果不需要提现也可以不绑定银行卡。
2、反电信网络诈骗中心接到多起冒充微信客服诈骗警情，骗子以需要“实名认证”为由，诱使事主点击木马链接，骗取银行卡信息，最后套走验证码，导致银行卡被盗刷。微信官方不会离开自身应用功能，更不会通过短信方式通知填写或完善任何资料，尤其是涉及填写身份证、银行卡或账户密码等包含隐私信息的资料。
3、切勿点击不明网页链接，更不要填写社交账号密码、手机验证码、银行卡密码等涉及财产安全的重要信息。