写作思路：根据题目要求，以“节约用钱的好处”作为主题，可以写出一件相对应的浪费钱的后果的事件，来衬托出节约用钱的好处，最后进行总结，正文：
In the next issue of last year, shortly after school started, I cleaned out the 60 yuan in the piggy bank, bought toys and snacks, and didn't consider whether it was used correctly.
去年下期，刚开学不久我就把储钱罐里的60元掏个精光，买玩具，买零食，毫不考虑用得对不对。
But soon, the teacher asked us to buy compasses, only to find that there was not a penny left in my piggy bank, and it suddenly occurred to me that the reason why there was no money was because I had been extravagant and spent money that was unnecessary.
可是很快，老师让我们买圆规，我才发现我的储钱罐里，一分钱都没有了，我突然想起了之所以没有，是因为我先前的大手大脚，花那些没有必要花的钱。
If I don't spend the money, but save it, then when I need it, I can take it out and be prepared. Isn't that the advantage of saving money?
假如我别花这些钱，而是把钱存起来，那么碰到需要用钱的时候，我就可以拿出来用，有备无患了，这不就是节约用钱的好处嘛？
From then on, I understand that money is for use, but it must be used where it needs to be spent. As the old saying goes, save one horse a day and one horse a year. Diligence and thrift are the essence of working people.
从此我明白了，钱是拿来用的，但必须用在需要花钱处。古话说：一天省一把，一年省一匹马。勤俭节约是劳动人民的本色。